Free · No card required

Your retirement income plan, in 60 seconds.

Tell Fukunori a few things about your income, expenses, and portfolio. Get back a one-page snapshot showing your FIRE date, your projected dividend income, your biggest risk, and the single most useful next move.

Takes about 60 seconds · One snapshot per account, free

Sample · Retirement Income Snapshot

FIRE date

June 2041 · age 51

Income in 10y

$3,840/mo

Income in 20y

$11,200/mo

Biggest risk

Concentration: 38% of your dividend income comes from a single position.

Next best move

Reallocate ~$28k from {ticker} into a broader dividend ETF over the next two quarters to bring single-name exposure below 20%.

Sample data. Your snapshot uses your real numbers.

What you get

One page. Five sections. The signal, not the noise.

1.

Your FIRE date

The year you cross financial independence at your current pace — and what the next milestone looks like.

2.

Projected income

What your monthly dividend income looks like in 5, 10, and 20 years — base case and growth case.

3.

Your biggest risk

The thing most likely to derail your plan, named specifically. Concentration risk. Sequence risk. Cash drag.

4.

Next best move

One concrete next action that moves the needle the most given your specific situation.

5.

Sensei follow-ups

Three pre-written questions to deepen the analysis with the AI coach — if you decide to upgrade.

How it works

Sign up, answer four questions, get your snapshot.

  1. 1

    Create your account

    Email or Google. Takes about 15 seconds.

  2. 2

    Tell us about you

    Age, household income, monthly expenses, current portfolio. Four short steps.

  3. 3

    Connect your portfolio

    Import from DivTrkr in one click or enter holdings manually. Both work.

  4. 4

    Get your snapshot

    One-page summary generated by AI, grounded in your numbers.

Free means free

One free snapshot per account. No credit card required to generate it. No 'free trial' that auto-bills.

Your data stays yours

Stored encrypted in Supabase. Never sold. Conversations with Sensei aren't used to train AI models.

Read-only everywhere

When you connect a portfolio (via DivTrkr's Plaid integration), it's read-only. Fukunori can't move money or trade.

Snapshot FAQ

Quick answers.

Is the snapshot really free?+

Yes. One per account, no card required. The free snapshot is designed to be useful on its own — you'll see what Fukunori does for you before you pay for anything.

What if I want a second snapshot?+

Paid plans (Starter, Pro, Max) include ongoing income plan refreshes and unlimited use of the underlying analysis. The single free snapshot is a one-time preview.

Can I do it without a brokerage connection?+

Yes. You can type your holdings in manually. The DivTrkr import just saves you the typing.

Is this financial advice?+

No. Fukunori is an educational planning tool. The snapshot is a structured summary of your numbers and the most relevant risks — it isn't personalized investment advice and isn't a substitute for a licensed advisor.

How accurate are the projections?+

Projections use deterministic compounding off your real numbers — they're as accurate as the inputs. Future market returns are inherently uncertain, so the snapshot shows base case and growth case explicitly rather than a single confident number.

Sixty seconds away

Find out where you actually stand.

Most dividend investors have a vague sense of their FIRE timeline. The snapshot replaces vague with specific — for free.