Pricing
Three plans, two billing cycles. Annual saves you two months outright. You can switch plans or cancel anytime — no contracts, no cancellation phone calls.
Pricing
Every plan starts with one free Retirement Income Snapshot. Pro and Max unlock ongoing Sensei guidance, scenario modelling, and the live DivTrkr portfolio link.
$16/mo billed annually
For investors who want a personal retirement income baseline and limited Sensei guidance.
$33/mo billed annually
The full Fukunori experience for dividend investors actively planning toward FIRE.
$66/mo billed annually
Higher AI allowance, household planning, deeper tax-aware prompts, and an annual review workflow.
Annual plans bill once per year and lock in 17% off. Cancel any time from the billing portal — your access continues until the end of the period.
Side by side
| Feature | Starter | Pro | Max |
|---|---|---|---|
| Retirement income dashboard | |||
| Manual portfolio entry | |||
| DivTrkr live portfolio import | |||
| Sensei AI coach (conversations/mo) | 10 | Unlimited | Unlimited |
| FIRE roadmap generator | |||
| Saved scenarios | 1 | Unlimited | Unlimited |
| Income gap planner | |||
| Tax-aware planning prompts | |||
| Spouse / household planning | |||
| Annual income plan review | |||
| Priority feature access | |||
| Priority support |
Questions
There's a free retirement income snapshot — one per user, no card required. Beyond that, the AI coach (Sensei), the ongoing roadmap, and scenario modelling all require a paid plan. The snapshot is designed to be useful enough on its own that you know what you're paying for before you pay.
On Starter you get 10 coaching conversations per month. If you hit that ceiling, you'll see an upgrade prompt next time you message Sensei — the conversation isn't lost, you just need to bump up to Pro to keep going. Pro and Max are unlimited.
Yes, anytime. Upgrades take effect immediately; downgrades take effect at the end of your current billing period so you don't lose what you already paid for.
Cancel from the billing portal. Your subscription stays active through the end of the period you've already paid for, then drops to the free tier. Your data — FIRE profile, conversation history, saved scenarios — stays intact in case you come back.
If something genuinely doesn't work for you in your first 14 days on Pro or Max, email support and we'll refund the month. We'd rather have a happy non-customer than a frustrated subscriber.
If you came to Fukunori via DivTrkr (with the ?from=divtrkr link), your first month of Pro is free — coupon applies automatically at checkout.
Fukunori is built for individuals and households, not institutions. If you're an advisor curious about white-labeling or bulk seats, get in touch — but it isn't a primary product direction right now.
Start with the snapshot
The free Retirement Income Snapshot takes 60 seconds. You'll see what your dividend FIRE plan actually looks like before you decide whether to upgrade.