Starter
Get started solo$19/mo
For investors who want a personal retirement income baseline and limited Sensei guidance.
- Manual portfolio input
- Retirement income dashboard
- Limited Sensei guidance
- 1 saved scenario
- Monthly plan refresh
Pricing
Honest pricing. No tiers that exist just to look bad.
Three plans, two billing cycles. Annual saves you two months outright. You can switch plans or cancel anytime — no contracts, no cancellation phone calls.
Cancel anytimeStripe-secured billingFree snapshot, no card required
Pricing
Plans that grow with your retirement plan.
Every plan starts with one free Retirement Income Snapshot. Pro and Max unlock ongoing Sensei guidance, scenario modelling, and the live DivTrkr portfolio link.
Pro
Recommended$39/mo
The full Fukunori experience for dividend investors actively planning toward FIRE.
- Everything in Starter
- DivTrkr live portfolio import
- Ongoing Sensei guidance
- Scenario modelling + saved scenarios
- Income gap planning
- Dividend income projections
- Monthly plan refresh
- Priority feature access
Max
For households + power planners$79/mo
Higher AI allowance, household planning, deeper tax-aware prompts, and an annual review workflow.
- Everything in Pro
- Advanced scenario comparisons
- Spouse / household planning
- Higher Sensei monthly allowance
- Tax-aware planning prompts
- Annual income plan review workflow
- Priority support
Annual plans bill once per year and lock in 17% off. Cancel any time from the billing portal — your access continues until the end of the period.
Side by side
Everything in every plan.
| Feature | Starter | Pro | Max |
|---|---|---|---|
| Retirement income dashboard | |||
| Manual portfolio entry | |||
| DivTrkr live portfolio import | |||
| Sensei AI coach (conversations/mo) | 10 | Unlimited | Unlimited |
| FIRE roadmap generator | |||
| Saved scenarios | 1 | Unlimited | Unlimited |
| Income gap planner | |||
| Tax-aware planning prompts | |||
| Spouse / household planning | |||
| Annual income plan review | |||
| Priority feature access | |||
| Priority support |
Questions
Things people ask before subscribing.
Is there a free tier?+
There's a free retirement income snapshot — one per user, no card required. Beyond that, the AI coach (Sensei), the ongoing roadmap, and scenario modelling all require a paid plan. The snapshot is designed to be useful enough on its own that you know what you're paying for before you pay.
What happens if I exceed my Sensei allowance?+
On Starter you get 10 coaching conversations per month. If you hit that ceiling, you'll see an upgrade prompt next time you message Sensei — the conversation isn't lost, you just need to bump up to Pro to keep going. Pro and Max are unlimited.
Can I switch plans?+
Yes, anytime. Upgrades take effect immediately; downgrades take effect at the end of your current billing period so you don't lose what you already paid for.
What if I cancel?+
Cancel from the billing portal. Your subscription stays active through the end of the period you've already paid for, then drops to the free tier. Your data — FIRE profile, conversation history, saved scenarios — stays intact in case you come back.
Is there a money-back guarantee?+
If something genuinely doesn't work for you in your first 14 days on Pro or Max, email support and we'll refund the month. We'd rather have a happy non-customer than a frustrated subscriber.
Are you in DivTrkr's first-month-free promo?+
If you came to Fukunori via DivTrkr (with the ?from=divtrkr link), your first month of Pro is free — coupon applies automatically at checkout.
Why isn't there an enterprise plan?+
Fukunori is built for individuals and households, not institutions. If you're an advisor curious about white-labeling or bulk seats, get in touch — but it isn't a primary product direction right now.
Start with the snapshot
See what Fukunori does for you — for free.
The free Retirement Income Snapshot takes 60 seconds. You'll see what your dividend FIRE plan actually looks like before you decide whether to upgrade.