Meet Sensei
A patient coach for your dividend FIRE journey.
Sensei is the AI guide inside Fukunori. It knows your income, expenses, dividend portfolio, and FIRE target — so its answers are about your plan, not generic advice from the internet.
10 conversations/month on the Starter plan. Unlimited on Pro and above.
Personalized, not generic
Sensei knows your plan before you ask the first question.
Before your first conversation, Sensei loads your FIRE profile into its working memory — age, household income, monthly expenses, current portfolio value, dividend yield, FIRE target, and risk tolerance. Every answer factors that context. You never have to re-explain who you are.
Your FIRE target
The number you need to retire on dividend income alone — and the year you'll hit it at current pace.
Your portfolio
Holdings, yield-on-cost, dividend growth rate, and concentration risk. Imported from DivTrkr or entered manually.
Your conversation history
Sensei remembers what you've talked about before. No repeating yourself across sessions.
What you can ask
Questions Sensei answers every day.
If I added $500/month to my portfolio, how much earlier do I hit FIRE?
Should I prioritize high-yield ETFs or dividend growth stocks at my stage?
What's the tax impact of selling my AAPL position for VYM?
How much of my portfolio should be in a single stock?
What does a 30% market drop do to my FIRE timeline?
Are my dividends covering more or less of my expenses than last quarter?
Walk me through whether a 4% withdrawal rate is safe for my plan.
Build me a step-by-step plan to hit $1M in dividend principal by 2034.
Why Sensei, not ChatGPT?
You can ask ChatGPT anything. Sensei is built to answer one thing well.
A general-purpose chatbot is a brilliant generalist with amnesia. It doesn't know your numbers, doesn't remember last week's conversation, and gives you the same "talk to a financial advisor" boilerplate regardless of what you actually asked.
Sensei is the opposite: narrow in scope, deep in context. Every answer is grounded in your portfolio, your goals, and your conversation history.
Under the hood
Two Claude models, one calm experience.
Coaching conversations run on Claude Sonnet 4.6 — Anthropic's flagship reasoning model — so the long-form answers about your FIRE plan are thoughtful and grounded. Quick questions and snapshot summaries use Claude Haiku 4.5 for speed.
The result: snappy when you want a fast answer, deep when you want to think out loud. You never pick the model — Fukunori routes the question to the right one automatically.
Questions
Honest answers.
Is Sensei giving me financial advice?+
No. Sensei is an educational AI coach. It helps you think through your plan, model scenarios, and learn frameworks — but it isn't a licensed financial advisor and it isn't a substitute for one. For decisions that meaningfully affect your finances, talk to a fiduciary.
What happens to my data?+
Your FIRE profile and conversation history are stored encrypted in Supabase. We don't sell data, ever. Conversations are scoped to your account — Sensei can't see other users' portfolios.
Do my questions train Anthropic's models?+
No. Fukunori uses Anthropic's API with zero-retention agreements. Your conversations aren't used to train future Claude models.
How many conversations do I get?+
The Starter plan includes 10 coaching conversations per month. Pro and Max are unlimited. A 'conversation' here means a back-and-forth exchange — not a single message.
Can Sensei see my brokerage account directly?+
Not today. Holdings come from DivTrkr (which connects via Plaid read-only) or from manual entry inside Fukunori. We're exploring direct read-only brokerage connections for a later release.
What if Sensei gets something wrong?+
LLMs make mistakes — calculations especially. For any quantitative claim in a Sensei response, the numbers you see in the dashboard, roadmap, and snapshot are the source of truth: those run on deterministic code, not the model.
Ready when you are
Try Sensei free. No card required.
Sign up, complete a 60-second FIRE profile, and ask your first question. You get one free retirement income snapshot and a taste of how Sensei works before you decide to upgrade.